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3-Feb-26-2026-07-02-31-6866-AM

Reclaim Your Healthcare Freedom

Skip the middleman, get the care you need, and cut your costs up to 50%!

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Impact Health Sharing is a powerful healthcare sharing community that takes the middlemen and the corporate profit driven bureaucracies out of your healthcare and puts the power pack in your hands.

— James O'Keefe

It's Time to Take Back Control of Your Healthcare and
Your Budget.

Rising costs. Limited choices. Rules that don’t make sense for your lifestyle.

You work hard. You take care of your health. Yet healthcare keeps getting more complicated and harder to afford. Thousands of Americans are choosing a different path—more freedom, more flexibility, and more value for less.

 

A healthcare option built for people, not profits:

  • Savings up to 50% per month

  • Rate stability you can count on

  • No middlemen, no red tape

  • No network restrictions

  • Rewards for healthy lifestyle choices

 

Start by getting your free, no-commitment quote below. 👇

2 Questions. 5 Seconds. Up to 50% in Savings.

Get your free custom quote below. No commitments, just clarity.

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Understanding Your Pricing

Annual Household Primary Responsibility Amount (PRA):
The total your household pays each year toward eligible medical bills before additional expenses become eligible for sharing with the member community. Choose from four options to find the level that best fits your needs and budget.
Co-Share:
After your annual PRA is met, eligible medical bills are shared by the community at 90%. You’re responsible for the remaining 10%, called your co-share, up to a maximum of $5,000 per household each year.
Your Monthly Share Amount May Increase Under the Following Circumstances:
BMI Assessment
BMI Assessment
If anyone on your program qualifies, an additional $125 will be added to your Monthly Share.
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Tobacco or Vaping Use
Members who use tobacco or vape will pay a $50 monthly Tobacco Assessment fee.
Member Requirements
Impact is a non-profit organization, rooted in Christian values, and guided by the principle of ‘love thy neighbor,’ and therefore, we welcome all who share a belief in community and helping others, regardless of religion or creed. To enroll, you must agree to our Guidelines and our Shared Beliefs and Ethics.
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How is This Different?

Impact Health Sharing isn’t insurance. It’s a non-profit alternative approach where a community of wellness-minded members each contribute a monthly amount, and when someone in the community has an eligible medical need, funds are shared seamlessly through our technology platform. 

 

By removing middlemen, bureaucracy, and profit-driven agendas, it provides a more affordable, people-centered approach to healthcare. It’s healthcare reimagined, the way it should be. 

What's Included

Comprehensive Care + Complimentary Extras

As an Impact member, you get access to comprehensive healthcare plus a full suite of complimentary perks and more ways to save.

 

 

Available starting day one, at $0 extra cost, you get:

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Wellness Rewards
Extra savings up to $150/month, per household for health related purchases like gym memberships, massages, supplements and more. Rewards applied to reducing your annual out-of-pocket costs. (Not applicable for the Senior program.)
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24/7 Telehealth
Unlimited access to virtual visits for non-emergency needs, anytime, anywhere. Convenient, reliable virtual care with our virtual partner, Doctegrity.
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Short-Term Teletherapy
Up to three virtual visits per month, per topic, per member for practical solution-based mental health support with a licensed Doctegrity therapist.
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Prescription Savings
$0 Generic medications (if under $10) + significant savings on brand and specialty prescriptions with manufacturer coupons applied automatically when available.
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Annual Wellness Visit & Labs
Shared 100% by the community, every member can get an annual wellness visit and even keep their current doctor, plus up to $150/member, per year in routine labs.
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Concierge Service
For annual wellness visits, Impact can handle the payment details directly with your provider in advance of your appointment. A great way to introduce Impact to your primary provider.
Dental & Vision Savings
Dental & Vision Savings
Reduced costs available immediately to thousands of dentists and eye doctors nationwide.
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Want the Details?

Enter your email to see how thousands of Americans are cutting healthcare costs by up to 50%. We’ll send the short video with the full breakdown straight to your inbox.

Healthcare Built for People, Not Profits

At Impact Health Sharing, you’re not a policy number. You’re a person. A neighbor. A friend. A parent. Someone who believes in taking care of your health and the power of community—not lining the pockets of big corporations.

You join a community instead of a corporation.  
You control your care instead of a restrictive system.  
You keep more of your money and help others like you.  

What Members Are Saying

What Members Are Saying

Rick B.

“I became a true believer when we had a family emergency and required major surgery. I broke my leg and went to hospital to get x rays. I just showed my member card and was taken care of.”

James C.

“We love seeing where our money is going and the families we are helping. Thank you, Impact, for continuing to improve on what I believe is the best healthcare program in America.”

Chana N.

“We love the annual wellness visit (included) and the bill repricing! We also love the unlimited Telehealth 24/7 and have utilized it many times! We talked to a doctor on the phone in less than 20 minutes!”

 
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Real Stories | Real Members
Over 22,500 Satisfied Members and Counting

Impact is people helping people. A not-for-profit community approach where members share costs directly, transparently, and fairly powered by technology.

 

No middlemen. No corporate maze. No red tape. Just a community that cares and shares in each others eligible medical expenses.

 

It’s not insurance. It’s healthcare sharing: a smart, affordable way to manage healthcare that puts people front and center.

 

Start Your Path to Simpler, More Affordable Healthcare Today

1
Get Your Free Quote
See your personalized pricing in seconds.
2
How It Works
Watch a short video to learn how sharing works and see if it fits your needs.
3
Enroll and Start Saving
Become part of a community that puts people over profits.
22,500+ lives impacted and growing
$275M+ saved and shared in medical bills to date
< 15 Days PAYMENTS MADE TO PROVIDERS
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Help Others Break Free

If you know others who are looking to simplify and cut their healthcare costs—without all the red tape—you can share Impact with them and earn $ for every membership you refer.

Savings are based on average member reports compared to previous healthcare options. Actual savings vary and are not guaranteed.

* Not available for members on the Senior program.