 
        Healthcare that Rewards You for Living Well
For the health-conscious who want more freedom, fewer fees, and real savings.
Options starting as low as $73 a month.
This Time Next Month—You Could Be Saving Up To 50% Per Month On Your Healthcare!
Tired of Overpaying for a One-Size-Fits-All System?
While healthcare costs continue to rise, Impact Health Sharing is setting a new standard for affordable, people-first, and tech-forward healthcare. While others raise rates, Impact continues five years of rate stability while delivering more to members at no extra cost. Members save up to 50% per month and have collectively saved and shared more than $275 million in eligible medical bills to date.
It’s time for a smarter, more affordable solution—one that rewards your healthy lifestyle and puts you back in control.
No Universal Rate Increases in Over Five Years
Impact Health Sharing is a thriving, modern, non-profit community that shares eligible medical expenses—founded on the belief in loving thy neighbor and putting people over profits. We're not insurance—we're people helping people redefining healthcare, the way it should be.
Since 2020, thousands of members have saved and shared over $275 million in eligible medical bills to date—while being encouraged to live proactively and rewarded for healthy lifestyle choices.
Impact members also enjoy a comprehensive suite of perks available from day one, enhanced by innovative technology—at no extra cost.
Get Your Custom Quote Below In Seconds—No Commitments, Just Savings!
More Perks. From Day One. No Extra Cost.
- Exclusive Wellness Rewards Program—Additional savings opportunity up to $150/month per household for intentionally living a healthy lifestyle helping reduce member’s annual responsibility amount.
- 24/7 Telehealth—Access virtual care anytime, anywhere.
- Annual Wellness Visit—Shared 100% by the community, with the freedom to keep/choose your provider.
- Wellness Concierge Service—Impact coordinates payment for wellness visits in advance on behalf of the member.
- Routine Annual Labs—Up to $150 per member, per year, shared 100% by the community.
- Short-Term Teletherapy—Enhancements to short-term teletherapy access coming soon.
- Prescription Savings—The system scans dozens of networks, 65,000+ pharmacies, and millions of manufacturer discounts to deliver today’s best prices, helping members collectively save millions each year.
- Dental & Vision Savings—Reduced costs from day one.
“Impact Health Sharing has been such a blessing to our family. They’ve been with us through pregnancies, surgeries, and even emergency situations—and we’ve never had to stress about the cost.”
“We had our first child in June 2022, and Impact was there to help us deal with the headaches from hospital billing. They reduced our bill and worked with us until everything was resolved.”
“I’m forever grateful to the Impact community. My wellness visit uncovered a serious condition, and the care I received may have saved my life."
Savings, Freedom and Flexibility—A Healthcare Option for Every Budget.

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Why Pay More For Less Care?
Insurance premiums keep rising while benefits shrink. Impact Health Sharing offers a smarter, more affordable way.
Impact Health Sharing is a nonprofit alternative to insurance, built for health-conscious families and organizations.
Quick Facts:
NO ACROSS-THE-BOARD PRICE INCREASES IN 5+ YEARS
ACCESS VIRTUAL CARE ANYTIME, ANYWHERE.
Curious About How It Works? Let’s Break It Down.
Enter your information and we’ll send a simple explanation of how Impact works, and what makes it different—so you can decide if it’s the right fit for you.
 
        Get Rewarded for Living Well—Up to $150/month!
Exclusive to Impact, the Wellness Rewards Program is a first-of-its-kind offering.
Members can earn up to $150/month* in additional savings simply by submitting receipts for health-conscious purchases you’re likely already making—gym memberships, supplements, acupuncture, and fitness subscriptions such as Peloton. Up to $150 per month, per household is applied to reducing your annual household Primary Responsibility Amount (PRA), with potential savings of up to $1,800 a year.
It’s healthcare that recognizes your healthy choices—and rewards them.
This isn’t insurance—it’s something better.
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On average, members save 30–50% on their monthly healthcare costs 
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Affordable access to comprehensive healthcare 
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No network restrictions—the freedom to choose your provider 
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Complimentary 24/7 Telehealth 
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Complimentary Annual Wellness Visit 
- Complimentary Annual Lab Credit (up to $150/annual)
- Rewarded for living well—earn up to $150/month* in additional savings for wellness and fitness purchases
- Impressive Rx, Dental and Vision Savings
- Complete Transparency
- Community-First Care
- No utilization reviews—we trust you and your provider to decide what’s best
- Year-round enrollment
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        Live Well. Spend Smart. Choose Freedom.
Too many Americans face impossible decisions—choosing between healthcare, putting food on the table, or paying rent. At Impact, we believe people shouldn’t have to make those choices.
Guided by Christian values and the principle of love thy neighbor, we unite a diverse, wellness-minded community that welcomes all—regardless of religion or creed—sharing eligible medical bills and supporting one another in times of need. We combine these values with a tech-forward approach, making it easier than ever for members to access and manage their care, save, and engage in proactive wellness.
Ready to see if Impact is the right fit for you? Let’s take the next step—together.
Savings are based on average member reports compared to previous healthcare options. Actual savings vary and are not guaranteed.
*The Wellness Rewards Program provides members the option to receive up to $150 per month in credit toward reducing their annual household Primary Responsibility Amount (PRA) for healthy lifestyle purchases like gym and fitness memberships, acupuncture, supplements and more. The Wellness Rewards Program is not available for the senior program.

